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Equipment Financing

Get the equipment your business needs without tying up working capital. Flexible terms, fast decisions, and a lending partner who understands your operations.

From need to delivery — how it works.

Equipment financing doesn't need to be complicated. Here's the straightforward process we use to get your business the tools it needs — fast.

1

Tell us what you need.

Whether it's a new fleet of vehicles, manufacturing machinery, medical equipment, or technology infrastructure — start by telling us what you're buying and how it fits into your business. No commitment required.

Talk Quick discovery call — no sales pressure
2

Get a term sheet within 48 hours.

Once we understand the equipment and how it will be used, we'll put together a term sheet with real numbers. Rate, term, monthly payment, and structure — everything transparent, nothing hidden.

3

Choose the structure that fits.

We offer multiple structures — term loans, equipment leases, and lease-to-own. Each has different tax and cash flow implications, so we'll walk you through the trade-offs. You decide what works best for your books.

4

Fast approval and funding.

Most equipment financings close in 2–3 weeks, and often faster for existing customers. We wire funds directly to your equipment vendor, so there's no middle step where you're chasing paperwork.

Fast Funds wired directly to the vendor
5

Manage everything online.

Track your balance, view your amortization schedule, and make additional payments anytime through our secure commercial banking portal. No calling in, no writing checks.

6

Expand or refinance as you grow.

When you need additional equipment — or want to refinance an older piece — we already have your history. Additional financing can often be approved with minimal paperwork.

Ready to finance your next piece of equipment?

Talk to a commercial lender and get a term sheet within 48 hours.